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Furthermore, customers for this type of strategy might have extreme legal or criminal backgrounds. It is necessary to note that various carriers offer a variety of problem ages on their guaranteed concern plans as reduced as age 40 or as high as age 80 - all life funeral policy. Some will also supply higher stated value, up to $40,000, and others will certainly allow for better death benefit problems by boosting the rates of interest with the return of premium or lessening the number of years till a complete death advantage is available