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Additionally, customers for this kind of strategy could have serious legal or criminal backgrounds. It is very important to note that various carriers use an array of concern ages on their guaranteed problem policies as low as age 40 or as high as age 80 - best final expense life insurance. Some will likewise supply higher stated value, approximately $40,000, and others will certainly allow for better survivor benefit problems by boosting the rates of interest with the return of costs or decreasing the variety of years up until a full survivor benefit is available